OUR POLICY ON PRIVACY
National Security Bank is committed to protecting the confidentiality of the non-public personal information entrusted to us by our clients, employees and potential clients. Non-public personal information is information such as name, account number and social security number not available from public sources.
We will obey all applicable laws respecting the privacy of non-public personal information. We continually review and test our policies, procedures and technology to insure that this information is safeguarded to our satisfaction and as required by regulations.
We take a number of steps to ensure that non-public personal information is adequately safeguarded including the implementation of a variety of physical and electronic security features to prevent unauthorized access, limiting access to client information to those employees and service providers who reasonably need such information to perform their duties and conducting periodic reviews of the security features of our computer systems.
We only collect non-public personal information that we receive on applications for our products or services,that results from processing client transactions, that is obtained from a consumer reporting agency, such as a credit bureau and in response to requests made by third parties about you or to confirm information that you have provided to us on account applications.
We do not provide non-public personal information to affiliates or third parties for marketing or solicitation purposes.
We do provide non-public personal information to our service providers whom we use for business purposes. When we provide this information to anyone outside our organization we only do so as required or permitted by law. We require all of our service providers to agree to maintain our non-public personal information in confidence, to limit the use and dissemination of the information to the purpose for which it is provided and to abide by the law. We monitor that each outside vendor and service provider receiving
non-public personal information from us complies with our confidentiality requirements.
We may disclose client information when requested by the client, when informing you of other products or services, when necessary to verify or complete a client-initiated transaction, when verifying the existence and condition of your account for a third-party, such as a merchant, another financial institution or a credit bureau, when assisting a third-party in performing functions on behalf of the Bank or when complying with
law, regulation or a court or government order or request.
We apply the same privacy policies and practices to our former clients that we do to our existing clients. All collected information is retained in accordance with Federal law. We recognize the importance of maintaining accurate client information. If you ever notice that your information is inaccurate, please contact us.
We educate all our employees about these privacy principles and their obligation to maintain the confidentiality of client information as described in this policy and our Code of Conduct and we take appropriate disciplinary measures to enforce this obligation. Our employees are required to acknowledge their responsibility to maintain the confidentiality of client information through an annual signed statement.
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